Every 6 years

Utah HOA reserve study requirements (2026)

Reserve analysis every 6 years; review-and-update every 3 years.

Governing statute

Utah Community Association Act § 57-8a-211 — Reserve Analysis

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Quick facts

Governing statute

Utah § 57-8a-211

Reserve analysis cycle

At least every 6 years

Review-and-update cycle

At least every 3 years

Owner disclosure

Annual summary of the reserve analysis

Funding plan

Reserve fund line item in the annual budget

Owner veto

51% vote within 45 days of budget adoption

What the law actually requires

Utah's Community Association Act at § 57-8a-211 requires the board to cause a reserve analysis to be conducted at least every 6 years, and to review and, if necessary, update that analysis at least every 3 years (§ 57-8a-211(2)), except as otherwise provided in the governing documents. The board may conduct the analysis itself or engage a reliable person or organization to do so (§ 57-8a-211(3)).

The association must annually provide lot owners a summary of the most recent reserve analysis or update, with complete copies on request (§ 57-8a-211(5)). The annual budget must include a reserve fund line item in an amount the board determines, based on the reserve analysis, to be prudent, or a higher amount if the governing documents require one (§ 57-8a-211(6)). Within 45 days after the association adopts its annual budget, lot owners may veto the reserve fund line item by a 51% vote of the allocated voting interests, at a special meeting called by the lot owners for that purpose (§ 57-8a-211(7)(a)).

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How ReserveDeck handles Utah

When a property's compliance jurisdiction is set to Utah, ReserveDeck's report prints the Utah § 57-8a-211 requirements described above on its Disclosures page and states the study cycle in the cover letter. The reserve math is the same in every state.

ReserveDeck does not reproduce a state's statutory disclosure form; it provides the reserve figures a board needs to complete one (reserve requirement, percent funded, multi-year projections, and the funding plans).

Built-in Utah compliance.

Select Utah § 57-8a-211 from the Compliance Jurisdiction dropdown and ReserveDeck's PDF builder produces the right disclosure format automatically. Engine math is identical across jurisdictions — only the deliverable changes.

See pricing → See a sample report → Request a Utah demo

Frequently asked questions — Utah

How often does a Utah HOA need a reserve analysis?

Utah § 57-8a-211 requires the board to cause a reserve analysis to be conducted at least every 6 years, and to review and, if necessary, update that analysis at least every 3 years.

What happens between Utah's 6-year reserve analyses?

The board must review and, if necessary, update the reserve analysis at least every 3 years (§ 57-8a-211(2)(b)), and the association must provide lot owners an annual summary of the most recent analysis or update, with complete copies on request (§ 57-8a-211(5)).

Can lot owners veto the reserve fund line item in Utah?

Yes. Within 45 days after the association adopts its annual budget, lot owners may veto the reserve fund line item by a 51% vote of the allocated voting interests, at a special meeting called by the lot owners for that purpose (§ 57-8a-211(7)(a)).

What goes in the Utah annual reserve disclosure?

Utah § 57-8a-211(5) requires the association to annually provide lot owners a summary of the most recent reserve analysis or update, and to provide complete copies of the analysis on request.